Manage profitability and risk. Keys to a strong balance sheet.
Financial success for financial institutions means maintaining a strong balance sheet and top-notch risk-management practices.
Do you know if your institution is carrying too much concentrated risk? Inflation, interest rate volatility and other uncertain economic conditions may signal that it’s time to strengthen your asset and liability management (ALM) process and practices to meet the concerns of your stakeholders.
Financial institutions can benefit from consulting services provided by Wipfli’s trusted advisors, who have a wealth of experience to help you navigate today’s challenges. You’ll gain peace of mind and a competitive advantage from validation that your internal controls are adequately mitigating risk and that your products and processes are best serving the needs of your customers.
Let Wipfli’s advisors help you with:
- Interest rate risk-based ALM process validations.
- Liquidity risk management, including liquidity stress testing and process validations.
- Development of a comprehensive ALM framework that assists in managing liquidity, profitability and interest rate risk as a functional part of daily business practices.
- Training geared towards management, your asset/liability committee (ALCO) and your board of directors.
Contact us to learn more about how we can help you balance risk and profitability now and into the future.
Our team
LuAnn E. Bunch, CPA
With over 20 years of experience in asset/liability management, LuAnn Bunch utilizes her expertise to provide quality services to financial institution clients. Her responsibilities include a plethora of asset/liability-related consulting services such as building financial models, forecasting, interest rate risk analysis, liquidity risk analysis, regulatory reporting, policy reviews, and independent validations. Providing excellent customer service is one of LuAnn’s greatest strengths and drives her ability to consistently meet and exceed client expectations.
Janeen Combs
Janeen Bradshaw is an asset/liability management (ALM) manager in the risk advisory services group. She has eight years of previous experience performing regulatory safety and soundness examinations of community banks and savings institutions ranging from under $10 million to over $3 billion in assets. Janeen brings a unique perspective of examiner expectations and is well versed in both state and federal banking regulations and interagency policy guidance related to the capital, asset quality, management, earnings, liquidity and sensitivity to market risk (CAMELS) components of the examination process.
Luke Soper, CPA
Luke Soper is a senior consultant in Wipfli’s financial institutions practice. He has over 10 years of experience in financial management in banks and credit unions ranging in size from $50 million to $8 billion. He is attuned to the needs of various client types and sizes.
